Spread refried beans in a 9x13 r round baking dish. Blend cottage cheese and Greek yogurt until smooth and creamy. Add taco seasoning, onions, and jalapenos. Spread on top of beans. Sprinkle with cheese. Bake at 350 degrees F. for 15-20 minutes. Top with tomatoes and green peppers. Serve with baked corn chips or Lavash Bread Chips*. Serves 12.